Poor credit car loan experts

A bad credit history is not as bad as you might think

As the recession drags on every day in America two auto dealerships close. Because of disruptions caused by rising gas prices and a credit crunch, dealerships are in big trouble -- and that's good news for you. There are unbelievable deals available on both new and used cars right now -- if you can find a loan.

That's where we come in.

Our dealers are electronically linked to more than 400 lenders, which increases your chances of approval. In 2007, a poor credit car loan needed to be shopped to four banks before someone would take it; now that ratio is over six.

Despite interest rate cuts by the federal reserve, car loan rates have been quietly creeping upwards in recent months -- so don't delay. You'll pay more for a bad credit car loan, but people with a poor credit history have always paid more for a car loan. Thing is, the difference (on an average car loan) between a prime and subprime rate looks awful when totalled up; when you think of it as the same as a soft drink out of a vending machine each day, it doesn't seem so bad.

We call it the bad credit tax -- and if you pay off this loan, the terms on your next loan will be better. We can offer you not only the chance to drive a better vehicle, you'll be working to rebuild your credit, too.

Please visit our poor credit auto loan requirements page and then fill out our short, no-obligation online car loan application. Most customers hear from a local lending officer within an hour, and many, many customers are driving a new vehicle within 48 hours of applying. And what do you plan to be doing 48 hours from now?