Hello there! We can offer help despite really poor credit.

Online car loans for all kinds of credit

We handle good credit, specialize in poor credit

We can list on one hand why you've reached the right place.

• Loans for vehicles, new or used; loans for credit, good or bad
Most online auto financing outfits cater to bad credit customers only. Our dealers are linked to hundreds of lenders, and they can slot you to the best loan rate your credit score will allow. Good credit welcome; bad credit our forte.

• Big company efficiency, small-company values
We're a big operation (thousands of online car loan applications per week) that retains the customer-first virtues of a small-town family business.

• Go with a national leader
Our parent company pretty much invented the automotive special finance field in 1989. We would not be where we are today without happy customers.

• Protected information – and a fast approval process
All your personal information is protected by encrypted servers. Our online car loan application takes just a minute to complete. Couldn't be more simple.

• Be smart and save money
If you have bad credit, you're going to pay more but not necessarily a lot more. The difference between a prime rate auto loan and a subprime rate is less than the cost of a newspaper and a cup of coffee each day.

Credit is tighter, but it's not impossible -- and if you can snag a loan, this is a great time to be buying a car. Cash For Clunkers is long gone, dealers are hurting nationwide, and they have to offer deals. Apply today. The timing is perfect.

click to apply for an online car loan
three images of cars each with a car loan pitch attached Good credit car loan customers click here Poor credit car loan customers click here Really poor credit car loan customers click here
Photo of a Honda Fit, a great car for bad credit customers
Photo of Lucy a contented www.4CarLoan.com customer